It’s required by California state law for all motorists to carry minimum vehicle insurance. Each states set its own minimum and in California, it is 15/30/5 which refers to bodily injury and property damage liability insurance. For instance, 15/30/5 means coverage up to $15,000 per individual injured in an accident, $30,000 for all persons injured in an accident and $5,000 coverage for property damage. This liability coverage is to protect you from risk should you be sued and held legally responsible if you are in an “at fault” accident. But what happens if someone driving with only minimum coverage hits you? Auto insurance for most drivers [...]